PremierSM Plan Case Studies

Mr. James Age 65
$10,000,000 of life
insurance protection

 

PremierSM
Using "other people's money"

Traditional Method
Using your own money to pay life insurance premiums

Cumulative Cost over 18 years
Annual Premium of $200,380

$1,034,861*
(savings = $2,571,979)
*Interest only cost assuming a 5.50% borrowing rate

$3,606,840

IRR 22.12% 9.95%
Cash Flow Discount 71% NA

Mr. Johnson Age 73
$10,000,000 of life
insurance protection

 

PremierSM
Using "other people's money"

Traditional Method
Using your own money to pay life insurance premiums

Cumulative Cost over 13 years
Annual Premium of $351,217

$1,034,861*
(savings = $2,571,979)
*Interest only cost assuming a 5.50% borrowing rate

$3,606,840

IRR 31.07% 10.71%
Cash Flow Discount 61% NA

Mr & Mrs. Lincoln,
Male 62, Female 60

$30,000,000 of life insurance protection

 

PremierSM
Using "other people's money"

Traditional Method
Using your own money to pay life insurance premiums

Cumulative Cost over 13 years
Annual Premium of $351,217

$4,638,687*
(savings = $5,138,613)
*Interest only cost assuming a 5.50% borrowing rate

$9,777,300

IRR 16.37% 7.81%
Cash Flow Discount 53% NA

Mr. Abrams Age 80
$10,000,000 of life
insurance protection

 

PremierSM
Using "other people's money"

Traditional Method
Using your own money to pay life insurance premiums

Cumulative Cost over 13 years
Annual Premium of $351,217

$1,302,893*
(savings = $3,324,781)
*Interest only cost assuming a 5.50% borrowing rate

$4,627,674

IRR 54.46% 15.15%
Cash Flow Discount 71% NA
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Contact Us

Noori Insurance Agency, Inc.
DBA: Emerging Insurance Brokerage Services


37371 Fremont Blvd Ste B.
Fremont CA 94536

tel 510-796-4929
fax 510-796-4928