Health Care

Protect Your Health and Your Nest Egg

If your retirement plan doesn't include sound health insurance protection, you're jeopardizing both your physical and financial well-being.

It's smart to consider a variety of health insurance plans, such as major medical and critical illness, which complement each other.

Major Medical

These policies cover a broad range of services and benefits – including both hospital and doctor visits – and have fewer gaps than more traditional policies. Plus, you'll experience higher policy maximum limits.

Usually, major medical plans are divided into two categories: comprehensive and supplemental. The former merges the coverage of a basic health policy with one that provides more extensive protection into a single policy. Meanwhile, the latter picks up coverage only when the basic policy leaves off.

Critical Illness

As the name implies, this insurance provides financial coverage for severe conditions, such as:

  • Heart attacks
  • Cancer
  • Strokes
  • Paralysis
  • Kidney failure
  • Multiple Sclerosis
  • Alzheimer's disease
  • Blindness
  • Deafness

By providing you with a lump-sum payment upon your diagnosis, critical illness polices can take care of expenses not covered by your major medical policy. For instance, you can use the money to pay for your major medical deductibles and co-pays, mortgage bills, transportation expenses, home retrofitting, childcare, home health care, or even house cleaning. You decide on how best to use the money.

The amount you'll receive depends on your policy, but the usual range is from $10,000 to $1 million. Of course, exclusions and restrictions apply.

Think of it this way. Your major medical policy can give you access to the latest, most sophisticated treatments for your condition. Meanwhile, your critical care policy can help pay for expenses associated with recovering from your condition, as well as dealing with it the rest of your life.

Let Emerging Insurance Brokerage Services find the health insurance protection that's right for you.

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Noori Insurance Agency, Inc.
DBA: Emerging Insurance Brokerage Services


37371 Fremont Blvd Ste B.
Fremont CA 94536

tel 510-796-4929
fax 510-796-4928