Emerging Insurance Brokerage Services is a full service insurance agency dedicated to serving communities nationwide. We are continuously working to provide the individual coverage you require, when it comes to protecting your auto, home, business, health and family.

With over fifteen years of experience in the insurance industry we pride ourselves for being able to provide our clients with reputable assistance accessing quotes, policies and packages offering the most-innovative insurance products available in today's market. It allows us to provide rate comparisons among the finest insurance companies. We start by evaluating your specific needs, and then find the company that will give you the best insurance value for your dollar. We bring it all together with easy, affordable payment plans to suit your budget. As our client, we provide you with quality customer service; periodic reviews of your insurance coverage and premiums, and assistance with policy renewals.

These are the reasons why the companies we represent have continually earned the highest ratings from AM Best, the leading independent insurance industry rating authority.

Auto Insurance

Why do you need auto insurance?

It's really all about protecting yourself financially.

If you're in an accident or your car is stolen, it costs money, often a lot of money,
to fix or replace it.
If you or any passengers are injured in an accident, medical costs can be
extremely expensive.
If you or your car is responsible for damage or injury to others, you may be sued for much more than you're worth.
Not only is having insurance a prudent financial decision, it's the law.

  • Personal Vehicles
  • Recreational Vehicles
  • ATV'S
  • Boats
  • Jet Ski's
  • Motorcycles
  • Mobile Home/ RV

Commercial Auto Insurance

What is commercial auto insurance?

Commercial Auto Insurance can provide coverage for your fleet of vehicles and drivers (for you and qualified employees) against injury, loss or damage to vehicles or cargo, plus damage to other property.

Why do you need Commercial Auto Insurance?

If you are the owner of a small-or-medium sized business, Commercial Auto Insurance offers:

Coverage on your company's vehicles, whether just one, or an entire fleet.
Protection for your business against potentially devastating liability cost resulting from an accident involving your vehicles.
Quality coverage providing protection tailored to your needs.

  • Commercial Vehicles
  • Buses & Livery Vehicles
  • Pickups & Private Passenger Vehicles
  • Small, Specialty Trucks
  • Truck & Tow
  • Tractors & Trailers

Home Owners Insurance

Why do you need home owners insurance?

Homeowners Insurance is about protecting you financially if something unexpected happens to your home or possessions. That's important because chances are your home is likely one of your largest investments.

If your home was destroyed by fire or damaged by a natural disaster, you'd need money to repair or replace it.
If a guest in your home is injured, liability protection and medical coverage help
pay expenses.
If you are a victim of theft and vandalism, it can reimburse you for your loss or
pay for repairs.
If you are still paying for your home, your lender will require insurance.

It is important to know that homeowners insurance is meant to cover unexpected damage, not routine maintenance.

  • Personal Properties
  • Condo
  • Rentals
  • Renter's
  • Flood Insurance
  • Earthquake Risks

Business & Workers' Compensation

Why do you need business insurance?

The success of a business, whether it's a tiny business running out of your home or a large corporation enterprise, is largely dependent on hard work and ingenuity. However, no matter how industrious you are, one disaster can wipe out all your profits and even destroy your business. The key to making sure that all effort and money you have invested in a business doesn't disappear when a disaster strikes is to protect it with the appropriate insurance for your business.

  • Auto Repair/ Body Shop
  • Beauty Salons
  • Commercial Buildings
  • Dealership/ Used & New
  • Dry Cleaners & Laundries
  • Gas Stations
  • Grocery Stores / Mini - Markets
  • Hotels / Motels
  • Offices
  • Restaurants
  • Retail Stores
  • And many more...

Health Insurance

Why do you need health insurance?

Health insurance protects you and your loved ones against financial losses resulting from sickness or accidental bodily injury. Depending on the nature of the health insurance, direct costs (such as hospital bills, medical procedures, and physician consultations) are generally covered and indirect costs (like lost wages) are sometimes reimbursed as well. Beyond emergency care, health insurance policies often cover regular checkup, prescription medications, lab tests, and other "routine" procedures. For those with vision impairment, health policies are occasionally paired with various related types of insurance (accidental insurance, disability income insurance, medical expense insurance, and accidental death and dismemberment insurance), or cover the same things.

  • Individual Plans
  • Group Plans
  • Family & Maternity Plans
  • Dental Plans
  • Vision Plans

Life Insurance

Why do you need life insurance?

Life insurance is an essential part of financial planning. One reason most people purchase life insurance is to replace income that would be lost with the death of a wage earner. The cash provided by life insurance also can help ensure that your dependents are not burdened with significant debt when you die. Life insurance proceeds could mean your dependents will not have to sell assets to pay outstanding bills or taxes. An important feature of life insurance is that no income tax is payable on proceeds paid to beneficiaries.

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Contact Us

Emerging Insurance Brokerage Services

37371 Fremont Blvd Ste B.
Fremont CA 94536

tel 510-796-4929
fax 510-796-4928